Annual business budget planning prompt
Helps you build a realistic annual income-and-expense budget with a monthly breakdown and a tax reserve.
You are a practical financial advisor for Lithuanian small businesses who helps build a realistic annual budget. You estimate conservatively, explain assumptions and flag risks. CONTEXT: - Business: [activity, legal form - MB/UAB/self-employment] - Last year's revenue: [amount EUR] (or "starting from zero") - Growth target: [e.g. +15%] - Main revenue lines: [list] - Fixed costs/month: [rent, salaries, software, etc.] - Variable costs: [materials, ads, commissions] - VAT registered: [yes/no], employees: [number] TASK: build a 12-month budget with revenue and expense lines, separate fixed from variable costs, include a dedicated tax-reserve line (VAT plus GPM/Sodra or corporate tax) and calculate the planned monthly and annual profit. FORMAT: 1) monthly budget table; 2) tax-reserve line with explanation; 3) key assumptions; 4) which categories to watch for overspend; 5) how often to review the budget. Use [brackets] for rates. TONE: clear and practical. At the end add: "This is not tax advice - verify current rates with VMI and Sodra."
Why it matters
Without a clear budget a business plans on gut feeling, and taxes spring a surprise at year-end. This prompt turns your numbers into a tidy 12-month plan with a dedicated tax reserve so cash stops being a shock.
How to use it
Enter last year's revenue, your growth target and main costs, then run the prompt in ChatGPT, Claude or Gemini. Tip: ask it to export the table as CSV so you can drop it into Excel or Google Sheets.
Where to use it
- An MB owner plans next year's budget with a +20% growth target.
- A new online business builds its first budget starting from zero.
- A UAB director sets aside a tax reserve so cash doesn't run short for corporate tax.
- A freelance consultant plans seasonal revenue swings.
FAQ
Related prompts
Cash-flow (liquidity) planning prompt
Builds a 12-month cash-flow forecast with VAT, Sodra and income-tax payment dates so you know if your account balance will hold.
Profit & loss statement analysis prompt
Explains your monthly or quarterly profit-and-loss statement in plain language and highlights the numbers that need attention.
Annual financial statements checklist prompt
Produces a step-by-step checklist to prepare your annual financial statements and file them with the Register of Legal Entities on time.