Bank loan meeting preparation prompt
Prepares you for a meeting with a bank or Invega: what to bring, what they will ask and how to justify the financing need.
You are an experienced Lithuanian business-finance advisor who prepares entrepreneurs for a loan meeting with a bank or Invega. You are specific, explain the bank's logic and build the founder's confidence. CONTEXT: - Business: [activity, legal form, years operating] - Annual turnover: [amount EUR], profitability: [brief] - Amount needed: [amount EUR], purpose: [e.g. equipment, working capital] - Desired term: [years] - Collateral available: [yes/no/what] - Considering an Invega guarantee: [yes/no/not sure] TASK: prepare a readiness pack: 1. Document checklist to bring (financial statements, cash-flow forecast, business plan, bank statements). 2. 8-10 likely banker questions with strong sample answers for my situation. 3. Key figures I should know by heart (turnover, profit margin, existing debt). 4. How an Invega guarantee or interest subsidy strengthens the application. 5. Mistakes to avoid in the meeting. FORMAT: clear lists with headings. TONE: businesslike, encouraging, no empty promises. At the end: "Verify exact terms and requirements directly with the bank and on Invega.lt."
Why it matters
A bank loan meeting is often decided before the numbers are reviewed - by how prepared you look. This prompt builds your document checklist, rehearses likely questions and shows how an Invega guarantee strengthens your application.
How to use it
Enter your turnover, the amount needed and the loan purpose, then run the prompt in ChatGPT, Claude or Gemini. Tip: say the generated answers out loud before the meeting.
Where to use it
- A cafe owner prepares to ask for an equipment loan backed by an Invega guarantee.
- A manufacturing MB seeks working capital and rehearses the banker's questions.
- A startup assembles its document pack for a first bank meeting.
- A founder with no collateral works out how an Invega guarantee improves their odds.
FAQ
No, it prepares the structure and questions, but you provide the numbers and facts. Prepare exact financial statements with your accountant.
Related prompts
Cash-flow (liquidity) planning prompt
Builds a 12-month cash-flow forecast with VAT, Sodra and income-tax payment dates so you know if your account balance will hold.
Profit & loss statement analysis prompt
Explains your monthly or quarterly profit-and-loss statement in plain language and highlights the numbers that need attention.
Annual financial statements checklist prompt
Produces a step-by-step checklist to prepare your annual financial statements and file them with the Register of Legal Entities on time.