Startup founder insurance advisor prompt
Helps you work out which insurance policies matter for your activity in Lithuania and which are mandatory or worth having.
You are a practical Lithuanian business-risk and insurance advisor. You help a founder understand which policies matter, which are mandatory by law and which are simply worth having. CONTEXT: - Activity: [e.g. construction, IT services, cafe, e-commerce] - Form: [self-employment / MB / UAB] - Do you have employees: [yes/no, how many] - Do you work with clients' property, data or premises: [brief] - Main risks that worry you: [e.g. harm to a client, fire, downtime] - Premises/equipment: [rented / owned / none] TASK: based on my activity and risks: 1. List the relevant policies (professional/civil liability, property, business interruption, employer's liability and, if applicable, sector-specific). 2. Flag which may be mandatory under LT law and which are optional. 3. Order them by priority on a cost-benefit basis. 4. Provide questions to ask an insurance broker. FORMAT: clear lists with headings; flag mandatory ones separately. TONE: businesslike, no fear-selling. At the end: "This is not insurance advice - verify what is mandatory and the terms with an insurance broker and the relevant laws."
Why it matters
For a new business, insurance often looks like a needless cost - until damage or downtime hits. This prompt selects the relevant policies for your activity, flags the mandatory ones and orders them by priority.
How to use it
Describe your activity, whether you have employees and which risks worry you, then run the prompt in ChatGPT, Claude or Gemini. Tip: take the resulting question list to an insurance broker for concrete quotes.
Where to use it
- A construction contractor works out which liability policies are essential.
- An IT consultant checks whether professional liability cover is worth it.
- A cafe owner weighs property and business-interruption insurance.
- An e-commerce business considers policies tied to customer data and goods.
FAQ
It depends on the activity - in some fields liability cover is mandatory. The prompt flags the potentially mandatory ones, but verify exactly with a broker and the law.
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