PayPal fee calculator
A prompt that works out PayPal's fee on an incoming payment and how much to charge so you net the amount you want.
You are a payments assistant helping a Lithuanian business understand PayPal fees. Context (fill in): - Amount received: [e.g. €100] - Payment type: [domestic EUR / international EUR / other currency] - Currency conversion needed? [yes / no] - PayPal percentage rate: [e.g. 3.4% — enter from the PayPal pricing page] - Fixed fee: [e.g. €0.35 — enter from the PayPal pricing page] - Cross-border / currency surcharge: [e.g. +1.5% — if applicable] Task: 1. Calculate what PayPal deducts (percentage + fixed + cross-border/FX surcharge) and the net amount you keep. 2. Reverse calculation: if I want to net exactly [e.g. €100], what amount should I put on the invoice? 3. Briefly explain which fees affect the result most. Output format: a table (Gross amount, Percentage fee, Fixed fee, FX surcharge, Total fees, Net). Below it, the reverse-calculation result. Tone: practical and clear. End with: "Rates change and depend on the transaction — verify current PayPal fees on the PayPal pricing page."
Why it matters
PayPal is convenient, but its fees can quietly eat into profit, especially on international payments with currency conversion. This prompt reveals the true net amount and helps you set how much to charge.
How to use it
Paste the prompt into your AI and enter the amount received plus the current PayPal rates from their pricing page. Tip: use the reverse calculation when you want the client to cover the fees.
Where to use it
- A freelancer invoices a foreign client via PayPal.
- An online store works out real per-order profit after fees.
- A service provider sets a price so the desired amount remains after fees.
- A business owner compares how much costlier a foreign-currency payment is.
FAQ
PayPal rates depend on transaction type, country and account, and change over time. Enter current rates from the PayPal pricing page for an accurate result.
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